Nearly 14 million Americans now have high-deductible health plans. This is up from 1 million in 2005. With high deductibles, while women reduce use of emergency care for less serious problems, men resist emergency care for even severe problems. Men were hospitalized 24% less during the first year, offset the second year by a 30% increase in hospitalizations due to more severe illness. High deductibles undermine accountable care practices. Some plans now pay for preventive care before meeting a high deductible. LEARN MORE at and Kerry Gren's article "The high deductible trap" at


Posted on July 23, 2013 .